The signing of the GENIUS Act on July 18, 2025 establishes the first comprehensive federal stablecoin regulation framework in the United States, creating unprecedented market clarity and opportunity for first movers.
This regulatory breakthrough is projected to accelerate institutional adoption and drive massive payment innovation across the digital economy.
U.S. stablecoin market projected to reach $2 trillion by 2028
STWcoin Position & Token Economics
Token Supply & Distribution
Total supply of 1 billion STWcoins with 73 million owned by SurfTheWeb available for strategic resale ($0.05-$0.50 pricing tier).
Strategic Acquisition
Successfully acquired TBC2 merger assets, including rebranding and an engaged community of approximately 2000 existing token holders, providing immediate network effects.
Phased Backing
Implementing a phased reserve backing approach to comply with GENIUS Act regulations, starting with 100 million fully backed tokens and expanding systematically.
Phased Reserve Backing Strategy
Phase 1: Initial Backing
Back 100 million tokens requiring $100 million in USD reserves, using 73 million treasury tokens in initial backed tranche to maintain liquidity and control.
Phase 2: Systematic Expansion
Expand backing in $100 million increments linked to reserve capital raised through strategic partnerships and institutional investment.
Phase 3: Full Compliance
Implement transparent and fair approach for existing holders to upgrade coins as backing grows, ensuring full GENIUS Act compliance at every stage.
Partnership Funding Strategy
Tier 1 Bank Partner or SPAC: $50M-$100m
25% equity stake, reserve management capabilities, and compliance infrastructure to ensure regulatory adherence.
Fintech Partner: $20M
15% equity stake, payment processing integration to drive adoption and transaction volume across platforms.
Crypto VC: $13.5M
15% equity stake, technical expertise and market positioning to accelerate growth and adoption.
Strategic equity distribution ensures alignment of interests while maintaining founder control at ~45%.
Target Institutional Partners
We're focusing on partners with the capacity and aligned strategic vision for regulated stablecoins in the post-GENIUS Act landscape. Our immediate outreach strategy targets top-tier financial institutions or SPACs with existing digital asset initiatives.
Our partnership approach prioritizes institutions with established regulatory frameworks, substantial reserve management experience, and global payment processing capabilities.
SurfTheWeb Ecosystem Integration
STWcoin powers transactions across our diverse digital ecosystem, creating natural demand and utility.
SurfTheWeb.ai
AI tools marketplace with subscription and per-use payment models.
SurfTheWeb.news
Digital content platform with micropayment support for creators.
SurfTheWeb.TV
Streaming media with token-based content access and rewards.
SurfTheWeb.education
Educational platform with course payments and certification.
SurfTheWeb.asia and SurfTheWeb.in (India)
Country specific portals
SurfTheWeb security and Money Wallet
We are in talks with providers that will give STWcoin and SurfTheWeb with top security and plans for a safe wallet system.
Our diverse ecosystem generates $7M in projected annual platform revenue with significant cross-border and multimedia digital economy positioning.
Financial Projections & Exit Strategy
Revenue Streams
$16.5M initial coin sale revenue from treasury tokens
$300K+ annual reserve management fees at 0.3% on backed reserves
Ecosystem transaction fees and platform revenue share
Growth Trajectory
Expand to 1 billion fully backed coins by 2028 with substantial institutional liquidity, positioning for IPO or strategic acquisition as a long-term exit strategy.
We invite you to explore this strategic opportunity further. Our team is ready to discuss how STWcoin can align with your investment goals and contribute to the future of regulated stablecoins in a rapidly expanding market.
David Stewart CEO 801-781-9554 david@SurfTheWeb.ai